Waterfront
Address
41520 Charm Lake Drive, UMATILLA, FL
Price
$ 950,000
Property Attributes
- MLS#O6449945
- TypeSingle Family
- Listing Status Active
- CountyLake
- CityUMATILLA
- AreaUmatilla / Dona Vista
- NeighborhoodDREAM LAKE POULTRY RANCHES
- Zip32784
- StyleRanch
- Year Built1979
- Taxes$ 10421
- Price$ 950,000
- Bedrooms5
- Full Bathrooms4
- Half Bathrooms0
- Sqr Footage4936
- Lot Size17.89 Acres
Data Source:
Stellar MLS
Property Description
Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.
| Price History | |
|---|---|
| 10/16/2026 | Listed $950,000 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Central |
| Cooling | Central Air |
| Utilities | BB/HS Internet Available,Electricity Connected |
| Possession | Close Of Escrow |
| Roof | Shingle |
| Appliances | Built-In Oven,Dishwasher,Dryer,Range,Refrigerator,Washer |
| Zoning | A |
| Garage Spaces | 2 |
| Patio/Porch Features | Covered,Deck,Screened |
| Architectural Style | Ranch |
| Construction Materials | Wood Frame |
| Year Built | 1979 |
| View | Garden,Trees/Woods,Water |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Current Use | Other |
| Ownership | Fee Simple |
| Waterfront Features | Lake Front |
| County | Lake |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | false |
| Subdivision Name | DREAM LAKE POULTRY RANCHES |
| Facing Direction | East |
| Garage Y/N | true |
| Other Structures | Additional Single Family Home,Barn(s),Finished RV Port,Guest House,Shed(s),Storage,Workshop |
| Total Rooms | 7 |
| Full Baths | 4 |
| Status | Active |
| Directions | From the intersection of SR-19 and CR-450W in Umatilla, travel west on CR-450W for approximately 5.5 miles. Turn sharply left onto Saint Thomas Avenue, then turn right onto Charm Lake Drive. The property is located on Charm Lake Drive. |
| City | UMATILLA |
| Body of Water | CHARM LAKE |
| Senior Community Y/N | false |
| MLS Area | 32784 - Umatilla / Dona Vista |
| Lot Size Units | Acres |
| Lot Size Square Feet | 779208 |
| Carport Spaces | 2 |
| Carport Y/N | true |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Land Lease Y/N | false |
| Tax Annual Amount | 10421.35 |
| Property Condition | Completed |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Virtual Tour | https://www.zillow.com/view-imx/20404486-bcd0-4326-abf5-34f51e63c82f?wl=true&setAttribution=mls&initialViewType=pano |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Vacant |
| Tax Lot | 13 |
| Legal Description | DREAM LAKE POULTRY RANCHES BEG 207.45 FT N & 377 FT W OF SE COR OF LOT 13 RUN W TO W LINE OF LOT 12 N'LY TO A PT 69 FT S'LY FROM NW COR OF LOT 12 W TO LAKE S'LY ALONG LAKE TO POINT W OF SW COR OF LOT 12 E TO E LINE OF LOT 12 N TO N LINE OF LOT 11 W T O POINT N OF POB S TO POB LOTS 13 14 15 23 24 S 202 FT OF LOT 25 BLK C & UNNUMBERED LOT W OF LAKE IN BLK C PB 9 PG 47 FROM SE COR OF NE 1/4 OF SEC 06-18-26 RUN N 00-08-12 E 252.83 FT FOR POB RUN N 89-51-48 W 107.49 FT N 00-08-12 E 578.43 FT S 89-51-4 8 E 107.49 FT S 00-08-12 W 578.43 FT TO POB ORB 5152 PG 2107 |
| Water View | Lake |
| Water Access Type | Lake |
| Minimum Lease | 1-7 Days |
| Water Access Y/N | true |
| Water View Y/N | true |
| Flood Zone Code | X |
| In Law Suite YN | true |
| In Law Suite Description | 1 Bathroom,1 Bedroom |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | Cathedral Ceiling(s),Ceiling Fan(s),Vaulted Ceiling(s) |
|---|---|
| Flooring | Ceramic Tile |
| Furnished Y/N | Unfurnished |
| Fireplace Features | Family Room,Wood Burning |
| Total Stories | 1 |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Laundry Features | Electric Dryer Hookup,Inside,Washer Hookup |
| Total Bedrooms | 5 |
| LivingAreaSource | Owner |
| Total Baths | 4 |
Exterior Features
| Exterior Amenities | RV Hookup |
|---|---|
| Vegetation | Fruit Trees,Mature Landscaping,Trees/Landscaped,Wooded |
| Parking Features | Circular Driveway,Covered,Guest,Off Street,RV Carport |
| Lot Features | Farm,Gentle Sloping,In County,Pasture,Unincorporated,Zoned for Horses |
| Water Source | Well |
| Lot Size Area | 17.8882 |
| Foundation Details | Crawlspace |
| Building Area Total | 4936 |
| Lot Size Acres | 17.89 |
| Road Surface Type | Gravel |
| Private Pool | false |
| Waterfront Y/N | true |
| Covered Spaces | 4 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32784
Price
Taxes
Year Built
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on November 7, 2026 5:14 PM UTC
